Pass the Virginia Life, Annuities and Health exam on your first try.
Audio chapters for the commute. 725+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
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What's inside the Virginia L&H course
- ✓ 9 audio chapters covering the Prometric Virginia Life, Annuities and Health content outline (Series 11-01, 16 sections) end-to-end
- ✓ 725+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ Virginia law covered cold (Title 38.2 agent licensing and the Bureau of Insurance, replacement and advertising rules under 14VAC5, annuity suitability, Medicare supplement and long-term care rules, the Guaranty Association)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The Virginia L&H exam at a glance
- Questions
- 140
- delivered by Prometric
- Time limit
- 150 min
- First-time pass rate
- 59-70% (combined exam), 56-68% (Life & Annuities), 68-71% (Health)
- Virginia Bureau of Insurance figures
- Exam fee
- $35
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in Virginia: Va. Code § 38.2-1815 makes the examination the only qualification for the life and annuities and health lines.
Free Virginia L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- How to Pass the Virginia Life & Health Exam on the First Try (2026)
- $65 + Fingerprints: Virginia Life & Health License Cost 2026
- 25 Free Virginia Life, Annuities & Health Exam Practice Questions (2026)
- 17 Free Virginia Life and Annuities Exam Practice Questions (2026)
- 17 Free Virginia Health Exam Practice Questions (2026)
- Is the Virginia Life, Annuities & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the Virginia Life, Annuities & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the Virginia Life, Annuities & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- Virginia Life, Annuities & Health Exam Day: What to Expect at Prometric (2026)
- Do You Need a Pre-Licensing Course for the Virginia Life, Annuities & Health Exam? (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: General Insurance Concepts and Life Basics (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: Life Insurance Policies (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: Policy Provisions, Options and Riders (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: Annuities, Federal Tax and Qualified Plans (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: Health Insurance Basics and Individual Policy Provisions (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: Disability Income, Medical Plans, Group Health and Dental (2026)
- 17 Free Virginia Life, Annuities & Health Practice Questions: Seniors, Special Needs and Health Insurance Taxation (2026)
9 chapters. Every exam topic.
3h 31m of audio and 725+ practice questions, mapped to the exam outline.
Early Access
New product · real Virginia candidates studying now
LanePrep's Virginia L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Virginia candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official Prometric score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your Virginia L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free Virginia L&H practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The Virginia Life, Annuities and Health insurance license exam, delivered by Prometric: 140 questions in 150 minutes, passed with set by the state. Every chapter is mapped to the current content outline.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 3h 31m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 725+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Prometric score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Virginia: Va. Code § 38.2-1815 makes the examination the only qualification for the life and annuities and health lines.
What is the Virginia L&H exam pass rate?
About 59-70% (combined exam), 56-68% (Life & Annuities), 68-71% (Health) of first-time candidates pass, according to Virginia Bureau of Insurance's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (17 min)