Pass the South Carolina Life, Accident and Health exam on your first try.
Audio chapters for the commute. 522+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
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What's inside the South Carolina L&H course
- ✓ 9 audio chapters covering the Pearson VUE South Carolina Life, Accident and Health content outline (InsSC-LAH03, effective September 15, 2026) end-to-end
- ✓ 522+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ South Carolina law covered cold (Title 38 producer licensing and the Department's powers, unfair trade practices and claims settlement, replacement under Reg 69-12.1, long-term care and Medicare supplement rules, the Guaranty Association)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The South Carolina L&H exam at a glance
- Questions
- 130
- delivered by Pearson VUE
- Time limit
- 150 min
- To pass
- 70
- a scaled score of 70
- First-time pass rate
- 56-65% (combined exam), 56-60% (Life), 51-52% (Accident & Health)
- SCDOI figures
- Exam fee
- $59
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in South Carolina: the course requirement in S.C. Code § 38-43-105 was repealed by Act 326 of 2008; § 38-43-100 and Regulation 69-23 require only the examination.
Free South Carolina L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- How to Pass the South Carolina Life & Health Exam on the First Try (2026)
- $84 + Fingerprints: South Carolina Life & Health License Cost 2026
- 25 Free South Carolina Life, Accident & Health Exam Practice Questions (2026)
- 17 Free South Carolina Life Insurance Exam Practice Questions (2026)
- 17 Free South Carolina Accident & Health Exam Practice Questions (2026)
- Is the South Carolina Life & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the South Carolina Life & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the South Carolina Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- South Carolina Life & Health Exam Day: What to Expect at Pearson VUE (2026)
- Do You Need a Pre-Licensing Course for the South Carolina Life & Health Exam? (2026)
- 17 Free South Carolina Life & Health Practice Questions: Life Policy Riders, Provisions and Options (2026)
- 17 Free South Carolina Life & Health Practice Questions: Life Application, Underwriting and Retirement Concepts (2026)
- 17 Free South Carolina Life & Health Practice Questions: Accident and Sickness Types of Policies (2026)
- 17 Free South Carolina Life & Health Practice Questions: Accident and Sickness Policy Provisions and Social Insurance (2026)
- 17 Free South Carolina Life & Health Practice Questions: Accident and Sickness Concepts and Field Underwriting (2026)
- 17 Free South Carolina Life & Health Practice Questions: South Carolina Laws and Regulations for All Lines (2026)
- 17 Free South Carolina Life & Health Practice Questions: South Carolina Life and Accident and Health Insurance Laws (2026)
9 chapters. Every exam topic.
2h 09m of audio and 522+ practice questions, mapped to the exam outline.
Early Access
New product · real South Carolina candidates studying now
LanePrep's South Carolina L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from South Carolina candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official Pearson VUE score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your South Carolina L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free South Carolina L&H practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The South Carolina Life, Accident and Health insurance license exam, delivered by Pearson VUE: 130 questions in 150 minutes, passed with a scaled score of 70. Every chapter is mapped to the current content outline.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 2h 09m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 522+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Pearson VUE score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in South Carolina: the course requirement in S.C. Code § 38-43-105 was repealed by Act 326 of 2008; § 38-43-100 and Regulation 69-23 require only the examination.
What is the South Carolina L&H exam pass rate?
About 56-65% (combined exam), 56-60% (Life), 51-52% (Accident & Health) of first-time candidates pass, according to SCDOI's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (14 min)