✓ 9 audio chapters covering the Alabama Department of Insurance Life and Health examination content outline end-to-end (combined exam: 150 questions in four parts, 20 of them Alabama law)
✓ 654+ practice questions with explanations on every answer
✓ Listen during commute, gym, chores — no screen required
✓ Alabama law covered cold (the Commissioner and producer licensing under Title 27, continuing education, unfair trade practices, replacement under Regulation 482-1-133 with its 30-day unconditional refund, annuity suitability, the Alabama Life and Disability Insurance Guaranty Association)
✓ Pass Guarantee — keep studying until you pass, no extra charge

See all 9 chapters →Take a free practice exam →

The Alabama L&H exam at a glance

Questions: 150; delivered by University of Alabama (CELL)
Time limit: 180 min
To pass: 70%; 70% of questions correct
Exam fee: $75; per attempt
Pre-licensing course: Not required; No pre-licensing course is required in Alabama: Act No. 2023-104 (HB60) repealed the requirement effective January 1, 2024.

Free Alabama L&H study guides

No signup needed — start with the exam facts, then pick the study plan that fits your timeline.

9 chapters. Every exam topic.

2h 59m of audio and 654+ practice questions, mapped to the exam outline.

1

Purpose of Insurance and Contract LawFREE

23 min15 exam questions

2

Underwriting and the Application

19 min15 exam questions

3

Life Insurance Policies: Traditional and Flexible

16 min18 exam questions

4

Life Policy Provisions, Options and Riders

22 min18 exam questions

5

Annuities, Retirement Plans, Business and Group Life, Social Security

23 min19 exam questions

6

Health Insurance Foundations, Medical Expense and Disability Income

26 min23 exam questions

7

Individual Health Policy Provisions, Group Health, Medicare, Medicaid and Limited Policies

14 min22 exam questions

8

Alabama Insurance Law

23 min20 exam questions

9

Exam Day — University of Alabama Testing, Scoring and Strategy for the Alabama L&H ExamFREE

13 minStrategy

Early Access

New product · real Alabama candidates studying now

LanePrep's Alabama L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Alabama candidates who report a pass appear here with their permission.

Hi, I'm Nico — I built LanePrep

Founder · Solo · Replies personally

Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.

nico@laneprep.com· I read every message.

🎯

Don't pass? You're covered.

Two layers of protection depending on which plan you choose:

Monthly

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No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.

Pass Package ($79)

Full refund if you fail

Upload your official University of Alabama (CELL) score report within 30 days. Every cent back. For the “I have to pass first try” mindset.

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Best Value

Pass Package

Pay once — pass, or your money back

$79 once

Kaplan charges $139–$299. Same exam, no course.

✓ All 9 audio chapters
✓ Practice quiz bank
✓ Full refund if you fail
✓ No recurring charges

Monthly

Same content, billed monthly

$14.99/mo

Cancel anytime · pass in 6–10 weeks

✓ All 9 audio chapters
✓ Practice quiz bank
✓ Pass Guarantee included

✓ Pass Guarantee✓ Secure via Stripe✓ Instant access

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Get 25 free Alabama L&H practice questions emailed to you — with full answer explanations. No credit card required.

No spam. Just the questions and one optional follow-up.

Common questions

Which exam does this cover?

The Alabama Life & Health insurance license exam, delivered by University of Alabama (CELL): 150 questions in 180 minutes, passed with 70% of questions correct. Every chapter is mapped to the current content outline.

Can I really study just by listening?

The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.

How long until I'm ready for the exam?

The audio is 2h 59m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 654+ practice questions. Book the exam when the mastery dashboard is green across every chapter.

What if I don't pass?

Pass Package customers get a full refund of the $79 on a failed attempt: upload the official University of Alabama (CELL) score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.

Is this an official pre-licensing course?

No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Alabama: Act No. 2023-104 (HB60) repealed the requirement effective January 1, 2024.

What is the Alabama L&H exam pass rate?

The state publishes pass rates periodically; we quote them on the course page as soon as they are available.

How much does LanePrep cost?

$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.

Can I use this offline?

Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.

Who runs LanePrep — is it a legitimate company?

LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.

Ready to pass your exam?

Start with Chapter 1 — it's free. No credit card required.

Listen to Chapter 1 free (23 min)