Pass the Maryland Life and Health exam on your first try.
Audio chapters for the commute. 627+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
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What's inside the Maryland L&H course
- ✓ 9 audio chapters covering the Prometric content outlines (Life Producer 20-27, Accident and Health or Sickness Producer 20-24, and the combined 20-30 exam) end-to-end
- ✓ 627+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ Maryland law covered cold (the Insurance Article's producer licensing and the Maryland Insurance Administration's powers, unfair trade practices, replacement, Medicare supplement and long-term care rules under COMAR 31, the Guaranty Corporation)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The Maryland L&H exam at a glance
- Exams
- 2
- Life Producer exam and Accident and Health or Sickness Producer exam, delivered by Prometric
- Questions
- 80 + 80
- scored questions per exam
- Time limit
- 105 min
- per exam
- To pass
- 70%
- 70% of questions correct
- First-time pass rate
- 51% (Life), 67-71% (A&H), 66% (combined exam)
- MIA figures
- Exam fee
- $62
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in Maryland: Chapter 874 of 2024 repealed the requirement effective October 1, 2024 (MIA Bulletin 24-19).
Free Maryland L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- How to Pass the Maryland Life & Health Exam on the First Try (2026)
- $116 With the Combined Exam: Maryland Life & Health License Cost 2026
- 25 Free Maryland Life & Health Exam Practice Questions (2026)
- 18 Free Maryland Life Producer Exam Practice Questions (2026)
- 18 Free Maryland Accident & Health Exam Practice Questions (2026)
- Is the Maryland Life & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the Maryland Life & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the Maryland Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- Maryland Life & Health Exam Day: What to Expect at Prometric (2026)
- Do You Need a Pre-Licensing Course for the Maryland Life & Health Exam? (2026)
- 17 Free Maryland Life & Health Practice Questions: Life Insurance Basics (2026)
- 17 Free Maryland Life & Health Practice Questions: Life Policies, Provisions, Options and Riders (2026)
- 17 Free Maryland Life & Health Practice Questions: Annuities, Federal Tax and Qualified Plans (2026)
- 17 Free Maryland Life & Health Practice Questions: Health Insurance Basics and Policy Provisions (2026)
- 17 Free Maryland Life & Health Practice Questions: Disability Income, Medical Plans, Group and Dental (2026)
- 17 Free Maryland Life & Health Practice Questions: Senior Citizens, Special Needs and Health Tax (2026)
- 17 Free Maryland Life & Health Practice Questions: Maryland Insurance Regulation (2026)
9 chapters. Every exam topic.
2h 53m of audio and 627+ practice questions, mapped to the exam outline.
Early Access
New product · real Maryland candidates studying now
LanePrep's Maryland L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Maryland candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official Prometric score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your Maryland L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free Maryland L&H practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The Maryland Life and Health license needs 2 exams, delivered by Prometric: Life Producer exam (80 questions in 105 minutes) and Accident and Health or Sickness Producer exam (80 questions in 105 minutes), each passed with 70% of questions correct. Every chapter is mapped to the current content outlines.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 2h 53m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 627+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Prometric score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Maryland: Chapter 874 of 2024 repealed the requirement effective October 1, 2024 (MIA Bulletin 24-19).
What is the Maryland L&H exam pass rate?
About 51% (Life), 67-71% (A&H), 66% (combined exam) of first-time candidates pass, according to MIA's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (21 min)