Pass the Louisiana Life, Health and Accident or Sickness exam on your first try.
Audio chapters for the commute. 674+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
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What's inside the Louisiana L&H course
- ✓ 9 audio chapters covering the PSI Louisiana Life, Health and Accident or Sickness content outline (Series 103, 13 sections) end-to-end, with Louisiana insurance regulation at its full 23 percent weight
- ✓ 674+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ Louisiana law covered cold (the Commissioner and producer licensing under R.S. Title 22, continuing education, unfair trade practices under R.S. 22:1964, the 10-day free look and the separate 30-day replacement right under Regulation 70, the Louisiana Life and Health Insurance Guaranty Association)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The Louisiana L&H exam at a glance
- Questions
- 150
- delivered by PSI
- Time limit
- 160 min
- To pass
- 70%
- 70% of questions correct
- First-time pass rate
- 49-51% (combined exam), 30-47% (Life), 44-50% (Health)
- Louisiana Department of Insurance figures
- Exam fee
- $58
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in Louisiana: Act 273 of 2022 repealed the requirement effective June 3, 2022.
Free Louisiana L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- How to Pass the Louisiana Life, Health and Accident Insurance Exam on the First Try (2026)
- About $194 All-In: Louisiana Life & Health License Cost 2026
- 25 Free Louisiana Life & Health Exam Practice Questions (2026)
- 17 Free Louisiana Life Insurance Exam Practice Questions (2026)
- 17 Free Louisiana Health Insurance Exam Practice Questions (2026)
- Is the Louisiana Life & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the Louisiana Life & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the Louisiana Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- Louisiana Life & Health Exam Day: What to Expect at PSI (2026)
- Do You Need a Pre-Licensing Course for the Louisiana Life & Health Exam? (2026)
- 17 Free Louisiana Life & Health Practice Questions: Louisiana Regulation II (2026)
- 17 Free Louisiana Life & Health Practice Questions: General Insurance Concepts (2026)
- 17 Free Louisiana Life & Health Practice Questions: Application and Underwriting (2026)
- 17 Free Louisiana Life & Health Practice Questions: Policy Types and Annuities (2026)
- 17 Free Louisiana Life & Health Practice Questions: Life Policy Provisions (2026)
- 17 Free Louisiana Life & Health Practice Questions: Individual Health Provisions and Disability (2026)
- 17 Free Louisiana Life & Health Practice Questions: Group Health, Seniors and Health Tax (2026)
9 chapters. Every exam topic.
3h 08m of audio and 674+ practice questions, mapped to the exam outline.
Early Access
New product · real Louisiana candidates studying now
LanePrep's Louisiana L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Louisiana candidates who report a pass appear here with their permission.

Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official PSI score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your Louisiana L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free Louisiana L&H practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The Louisiana Life, Health and Accident or Sickness insurance license exam, delivered by PSI: 150 questions in 160 minutes, passed with 70% of questions correct. Every chapter is mapped to the current content outline.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 3h 08m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 674+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official PSI score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Louisiana: Act 273 of 2022 repealed the requirement effective June 3, 2022.
What is the Louisiana L&H exam pass rate?
About 49-51% (combined exam), 30-47% (Life), 44-50% (Health) of first-time candidates pass, according to Louisiana Department of Insurance's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (23 min)