LanePrep
North Carolina · Life & Health

Pass the North Carolina Life, Accident & Health exam on your first try.

Audio chapters for the commute. 696+ practice questions for the desk. Pass Guarantee.

Listen to Chapter 1 free (22 min)See the Pass Package ($79)

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Chapter 1 — 75-second sample

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What's inside the North Carolina L&H course

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The North Carolina L&H exam at a glance

Exams
2
Life Agent exam and Accident & Health Agent exam, delivered by Pearson VUE
Questions
55 + 55
scored questions per exam
Time limit
75 min
per exam
To pass
70
a scaled score of 70
First-time pass rate
51-55% (Life), 61-63% (A&H)
NCDOI figures
Exam fee
$45
per attempt
Pre-licensing course
Not required
No pre-licensing course is required in North Carolina: Session Law 2025-45 repealed the 20-hour requirement effective October 1, 2025.

Free North Carolina L&H study guides

No signup needed — start with the exam facts, then pick the study plan that fits your timeline.

9 chapters. Every exam topic.

2h 58m of audio and 696+ practice questions, mapped to the exam outline.

1
Types of Individual Life InsuranceFREE
2
Annuities and Other Life Topics
3
Life Policy Provisions, Options and Riders
4
Accident and Health Insurance Policies
5
Accident and Health Insurance Policy Provisions
6
Other A&H Topics and North Carolina A&H Rules
7
North Carolina Insurance Law Common to Both Exams
8
North Carolina Life Insurance Rules
9
Exam Day — Pearson VUE, Scoring and StrategyFREE

Early Access

New product · real North Carolina candidates studying now

LanePrep's North Carolina L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from North Carolina candidates who report a pass appear here with their permission.

Nico, founder of LanePrep

Hi, I'm Nico — I built LanePrep

Founder · Solo · Replies personally

Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.

nico@laneprep.com· I read every message.

🎯

Don't pass? You're covered.

Two layers of protection depending on which plan you choose:

Monthly

Keep studying free until you pass

No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.

Pass Package ($79)

Full refund if you fail

Upload your official Pearson VUE score report within 30 days. Every cent back. For the “I have to pass first try” mindset.

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Ready to pass your North Carolina L&H exam?

Best Value

Pass Package

Pay once — pass, or your money back

$79 once

Kaplan charges $139–$299. Same exam, no course.

  • ✓ All 9 audio chapters
  • ✓ Practice quiz bank
  • ✓ Full refund if you fail
  • ✓ No recurring charges

Monthly

Same content, billed monthly

$14.99/mo

Cancel anytime · pass in 6–10 weeks

  • ✓ All 9 audio chapters
  • ✓ Practice quiz bank
  • ✓ Pass Guarantee included
✓ Pass Guarantee✓ Secure via Stripe✓ Instant access

Not ready to commit yet?

Get 25 free North Carolina L&H practice questions emailed to you — with full answer explanations. No credit card required.

No spam. Just the questions and one optional follow-up.

Common questions

Which exam does this cover?

The North Carolina Life, Accident & Health license needs 2 exams, delivered by Pearson VUE: Life Agent exam (55 questions in 75 minutes) and Accident & Health Agent exam (55 questions in 75 minutes), each passed with a scaled score of 70. Every chapter is mapped to the current content outlines.

Can I really study just by listening?

The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.

How long until I'm ready for the exam?

The audio is 2h 58m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 696+ practice questions. Book the exam when the mastery dashboard is green across every chapter.

What if I don't pass?

Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Pearson VUE score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.

Is this an official pre-licensing course?

No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in North Carolina: Session Law 2025-45 repealed the 20-hour requirement effective October 1, 2025.

What is the North Carolina L&H exam pass rate?

About 51-55% (Life), 61-63% (A&H) of first-time candidates pass, according to NCDOI's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.

How much does LanePrep cost?

$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.

Can I use this offline?

Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.

Who runs LanePrep — is it a legitimate company?

LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.

Ready to pass your exam?

Start with Chapter 1 — it's free. No credit card required.

Listen to Chapter 1 free (22 min)