Pass the Oklahoma Life, Accident and Health or Sickness Producer exam on your first try.
Audio chapters for the commute. 682+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
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What's inside the Oklahoma L&H course
- ✓ 9 audio chapters covering PSI's Oklahoma Life, Accident and Health or Sickness Producer combined content outline end-to-end (150 scored questions in nine sections, 38 of them Oklahoma producer licensing and insurance law)
- ✓ 682+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ Oklahoma law covered cold (producer licensing and continuing education under 36 O.S. Chapter 1435, the Oklahoma Life and Health Insurance Guaranty Association Act, the Life Insurance and Annuity Policyholders Protection Act's 20-day replacement right-to-return, the 10-day free look on life and annuities, unfair trade practices under 36 O.S. 1204)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The Oklahoma L&H exam at a glance
- Questions
- 150
- delivered by PSI
- Time limit
- 150 min
- To pass
- 70%
- 70% of questions correct
- First-time pass rate
- 60% (combined exam), 51-53% (Life), 49-52% (A&H)
- Oklahoma Insurance Department figures
- Exam fee
- $38
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in Oklahoma for Life or Accident and health or sickness producers. The full current text of 36 O.S. 1435.6-1435.13 and 1435.29 contains no prelicensing-coursework clause; PSI's own Candidate Information Bulletin singles out only Bail Bondsman candidates for a 16-hour prelicensing requirement. No fingerprint or biometric background-check requirement was found either.
Free Oklahoma L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- How to Pass the Oklahoma Life, Accident and Health Insurance Exam on the First Try (2026)
- How Much Does an Oklahoma Life and Health Insurance License Cost? (2026 Fees)
- 25 Free Oklahoma Life & Health Exam Practice Questions (2026)
- 17 Free Oklahoma Life Insurance Exam Practice Questions (2026)
- 17 Free Oklahoma Health Insurance Exam Practice Questions (2026)
- Is the Oklahoma Life & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the Oklahoma Life & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the Oklahoma Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- Oklahoma Life & Health Exam Day: What to Expect at PSI (2026)
- Do You Need a Pre-Licensing Course for the Oklahoma Life & Health Exam? (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Life Products (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Life Policy Provisions and Clauses (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Riders, Options, Beneficiaries and Policyowner Rights (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Underwriting and Replacement (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Health Providers and Products (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Medicare and Long-Term Care (2026)
- 17 Free Oklahoma Life & Health Practice Questions: Insurance Law and Regulation (2026)
9 chapters. Every exam topic.
2h 24m of audio and 682+ practice questions, mapped to the exam outline.
Early Access
New product · real Oklahoma candidates studying now
LanePrep's Oklahoma L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Oklahoma candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official PSI score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your Oklahoma L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free Oklahoma L&H practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The Oklahoma Life, Accident and Health or Sickness Producer insurance license exam, delivered by PSI: 150 questions in 150 minutes, passed with 70% of questions correct. Every chapter is mapped to the current content outline.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 2h 24m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 682+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official PSI score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Oklahoma for Life or Accident and health or sickness producers. The full current text of 36 O.S. 1435.6-1435.13 and 1435.29 contains no prelicensing-coursework clause; PSI's own Candidate Information Bulletin singles out only Bail Bondsman candidates for a 16-hour prelicensing requirement. No fingerprint or biometric background-check requirement was found either.
What is the Oklahoma L&H exam pass rate?
About 60% (combined exam), 51-53% (Life), 49-52% (A&H) of first-time candidates pass, according to Oklahoma Insurance Department's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (18 min)