Pass the Utah Life and Accident & Health exam on your first try.
Audio chapters for the commute. 467+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
Exam date booked? Get a day-by-day study plan →
What's inside the Utah L&H course
- ✓ 9 audio chapters covering the Prometric Utah combined Life, Accident and Health content outline (Series 17-03, 16 sections) end-to-end
- ✓ 467+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ Utah law covered cold (Title 31A producer licensing and the Insurance Department's powers, unfair marketing practices, replacement and suitability rules under R590, the Life and Health Insurance Guaranty Association)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The Utah L&H exam at a glance
- Questions
- 150
- delivered by Prometric
- Time limit
- 150 min
- First-time pass rate
- 54-71% (combined exam), 51-66% (Life), 66-77% (A&H)
- Utah Insurance Department figures
- Exam fee
- $44
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in Utah: Utah Code § 31A-23a-105 lists no education condition and the Department states it has no pre-licensing requirement.
Free Utah L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- How to Pass the Utah Life & Health Exam on the First Try (2026)
- $157 All-In: Utah Life & Health License Cost 2026
- 25 Free Utah Life, Accident & Health Exam Practice Questions (2026)
- 17 Free Utah Life Insurance Exam Practice Questions (2026)
- 17 Free Utah Accident & Health Exam Practice Questions (2026)
- Is the Utah Life & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the Utah Life & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the Utah Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- Utah Life & Health Exam Day: What to Expect at Prometric (2026)
- Do You Need a Pre-Licensing Course for the Utah Life & Health Exam? (2026)
- 17 Free Utah Life & Health Practice Questions: General Insurance and Life Basics (2026)
- 17 Free Utah Life & Health Practice Questions: Life Policies, Provisions and Riders (2026)
- 17 Free Utah Life & Health Practice Questions: Annuities, Tax and Qualified Plans (2026)
- 17 Free Utah Life & Health Practice Questions: Accident and Health Basics and Disability (2026)
- 17 Free Utah Life & Health Practice Questions: Medical Plans (2026)
- 17 Free Utah Life & Health Practice Questions: Group Health and Dental (2026)
- 17 Free Utah Life & Health Practice Questions: Medicare, Long-Term Care and Tax (2026)
9 chapters. Every exam topic.
2h 47m of audio and 467+ practice questions, mapped to the exam outline.
Early Access
New product · real Utah candidates studying now
LanePrep's Utah L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Utah candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official Prometric score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your Utah L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free Utah L&H practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The Utah Life and Accident & Health insurance license exam, delivered by Prometric: 150 questions in 150 minutes, passed with set by the state. Every chapter is mapped to the current content outline.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 2h 47m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 467+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Prometric score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Utah: Utah Code § 31A-23a-105 lists no education condition and the Department states it has no pre-licensing requirement.
What is the Utah L&H exam pass rate?
About 54-71% (combined exam), 51-66% (Life), 66-77% (A&H) of first-time candidates pass, according to Utah Insurance Department's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (12 min)