How Many Questions Are on the Utah Life & Health Exam? Format, Time Limit and Passing Score (2026)

It depends on which exam you choose, because Utah offers three. The combined Life, Accident and Health exam (Series 17-03) has 150 items and a 2.5 hour time limit. The Life exam (Series 17-01) and the Accident and Health exam (Series 17-02) each have 100 items and a 2 hour limit. All three are delivered by Prometric.

If you want both lines of authority, you can sit the combined exam once for $44, or the two single-line exams separately for $32 each, $64 in total. The combined exam saves $20. The content outline for all three has an effective date of January 1, 2020.

Prometric's Licensing Information Bulletin says Utah exams may include ungraded experimental items. It does not state how many, so we cannot tell you whether the 100 and 150 item figures count only scored questions or scored and experimental questions together. You will not be able to tell which items are experimental either, so answer every question as if it counts.

The combined exam's outline has 16 sections. Prometric prints percentage weights only, with no item count per section, so we do not convert them into question numbers. The weights are:

The weights add up to 100%. The largest single sections are Accident and Health Insurance Basics at 12%, Medical Plans at 10% and Group Accident and Health Insurance at 10%.

The Life exam outline has 8 sections weighted 10, 10, 20, 10, 18, 18, 9 and 5 percent. The Accident and Health exam outline has 10 sections weighted 7, 5, 30, 2, 18, 21, 2, 6, 7 and 2 percent. Because each of those exams has exactly 100 items, the percentages are the item counts directly.

The Accident and Health outline puts its single heaviest block at 30%, so on that exam one section decides far more than any section does on the combined exam.

Utah's passing score is not published as a flat percentage. Prometric's current bulletin describes a pass/fail result with a percentage breakdown by section, but it does not print the numeric cutoff, and the Utah Insurance Department's exam page does not either. You may hear 70% quoted. We have not been able to verify that for Utah, so do not plan around it. Aim to be comfortable in every section instead of aiming at a threshold.

If you only need one line of authority, the matching single-line exam has fewer items and a lower fee. If you want both, the combined exam costs less than two single-line attempts. Pass rates differ by exam: see how hard the Utah exam is for the 2024 and 2025 figures, and the retake rules before you decide, since a failed attempt means a new fee.

Whichever you choose, you can start with the course preview and the free practice question set.