Utah Life & Health Exam Day: What to Expect at Prometric (2026)

Utah's insurance producer exams are delivered by Prometric. You can sit the exam at a Prometric test center or, if you prefer to test from home, through Prometric's ProProctor remote-proctoring option. The combined Life, Accident and Health exam has 150 items in 2.5 hours. The Life and the Accident and Health exams each have 100 items in 2 hours. This page covers what we can verify about the day itself and how to handle the parts the sources leave to you.

You register with Prometric at prometric.com/utah/insurance. The fee is $32 for the Life exam, $32 for the Accident and Health exam and $44 for the combined exam, paid to Prometric each time you register.

Know the cancellation rule before you book: you must reschedule or cancel at least 24 hours before your appointment, or you forfeit the exam fee.

If English is your second language, you may request time and one-half (150% of normal time) by sending a request to Prometric by fax. The bulletin allows 3 days for processing before the exam can be scheduled with the extra time, so make the request well ahead of your target date.

Both options are open to Utah candidates. A test center gives you a controlled room and no home-technology risk. ProProctor lets you test from home but puts the setup on you: a working computer, camera and connection and a space that meets Prometric's rules. We do not list identification or room rules here, because those are set by Prometric and can change. Your confirmation message and Prometric's current requirements are the authority on them.

Whichever you pick, do a dry run the day before. For a test center, know the route and the parking. For remote testing, check your computer, camera and connection against Prometric's requirements before the appointment, not during it.

• Reread your confirmation. Check the date, time, location or remote instructions, and the identification Prometric asks for. Bring exactly what it lists.
• Stop heavy studying early. A light review of your notes is useful. A late-night cram is not.
• Sleep and eat. A long exam punishes a tired or hungry candidate.
• Arrive or log in early. Leave margin so that a delay is an inconvenience, not a forfeited fee.

The clock is 2 hours for the single-line exams and 2.5 hours for the combined exam. Pace yourself against the number of items: if a question is not resolving, make your best choice, flag it if the software allows, and move on. Come back at the end with whatever time is left.

Questions of the "which is NOT" and "which BEST" kind are common on insurance exams, so read the last line of the stem twice. Because some items may be ungraded experimental items, which you cannot identify, treat every question as if it counts and do not spend extra time hunting for a trick.

According to Prometric's bulletin, you receive a pass/fail report that includes a percentage breakdown by section. Keep it. If you passed, it is your proof of the next step. If you did not, it tells you which sections to rebuild before you re-register and pay again.

Utah does not publish a numeric passing score in the sources we have verified, so the report is the only guide to how close you were. See the retake rules page for what a second attempt costs.

Passing the exam does not make you licensed. Your application and fee must be submitted within 90 days of passing, or you must retake the exam. Resident applicants also complete fingerprinting: a $6.00 Prometric live-scan processing fee plus a $32.00 FBI and BCI fee, $38.00 in total. Non-residents are not fingerprinted. The resident individual license application fee is $75.

For the full cost picture, see how much a Utah Life & Health license costs. To prepare for the exam itself, start with the course preview and the free practice questions.