Pass the Iowa Life and Accident & Health Producer exam on your first try.
Audio chapters for the commute. 657+ practice questions for the desk. Pass Guarantee.
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Chapter 1 — 75-second sample
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What's inside the Iowa L&H course
- ✓ 9 audio chapters covering Pearson VUE's Iowa Life and Accident & Health content outlines end-to-end (two separate exams, 157 scoreable items combined: 77 on the Life exam, 80 on the Accident & Health exam, 15 of each devoted to the identical Iowa licensing and market-conduct section)
- ✓ 657+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ Iowa law covered cold (producer licensing and continuing education under Iowa Code Chapter 522B and IAC 191 Chapter 10, the Iowa Life and Health Insurance Guaranty Association Act under Iowa Code Chapter 508C, the replacement-of-life-insurance rules under IAC 191 Chapter 16, the 10-day free look under IAC 191-15.9, mandated health benefits under Iowa Code Chapter 514C)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The Iowa L&H exam at a glance
- Exams
- 2
- Life exam (12-IA-01) and Accident & Health exam (12-IA-02), delivered by Pearson VUE
- Questions
- 87 + 90
- scored questions per exam
- Time limit
- 120 min
- per exam
- First-time pass rate
- 58-60% (Life), 54-59% (Accident & Health)
- Iowa Insurance Division figures
- Exam fee
- $44
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in Iowa: Iowa Code chapter 522B and IAC 191 chapter 10 list the requirements for a resident producer license (age 18, no disqualifying act, the application, the exam, the $50 fee and a criminal history check) and contain no education requirement. Fingerprints for the criminal history check go through Fieldprint after the NIPR application, not before the exam.
Free Iowa L&H study guides
No signup needed — start with the exam facts, then pick the study plan that fits your timeline.
- 25 Free Iowa Life & Health Exam Practice Questions (2026)
- 17 Free Iowa Life Insurance Exam Practice Questions (2026)
- 17 Free Iowa Accident & Health Insurance Exam Practice Questions (2026)
- How to Pass the Iowa Life and Health Insurance Exams on the First Try (2026)
- How Much Does an Iowa Life and Health Insurance License Cost? (2026 Fees)
- Is the Iowa Life & Health Exam Hard? Pass Rates and Difficulty (2026)
- How Many Questions Are on the Iowa Life & Health Exam? Format, Time Limit and Passing Score (2026)
- Failed the Iowa Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)
- Iowa Life & Health Exam Day: What to Expect at Pearson VUE (2026)
- Do You Need a Pre-Licensing Course for the Iowa Life & Health Exam? (2026)
- 17 Free Iowa Life & Health Practice Questions: Life Insurance Products (2026)
- 17 Free Iowa Life & Health Practice Questions: Life Policy Riders, Provisions and Exclusions (2026)
- 17 Free Iowa Life & Health Practice Questions: Life Underwriting, Contract Law and Retirement Concepts (2026)
- 17 Free Iowa Life & Health Practice Questions: Iowa Life Insurance Law (2026)
- 17 Free Iowa Life & Health Practice Questions: Accident & Health Insurance Products and Provisions (2026)
- 17 Free Iowa Life & Health Practice Questions: Social Insurance, Other Concepts and Field Underwriting (2026)
- 17 Free Iowa Life & Health Practice Questions: Iowa Accident & Health Insurance Law (2026)
9 chapters. Every exam topic.
2h 52m of audio and 657+ practice questions, mapped to the exam outline.
Early Access
New product · real Iowa candidates studying now
LanePrep's Iowa L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from Iowa candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official Pearson VUE score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your Iowa L&H exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
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Get 25 free Iowa L&H practice questions emailed to you — with full answer explanations. No credit card required.
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Common questions
Which exam does this cover?
The Iowa Life and Accident & Health Producer license needs 2 exams, delivered by Pearson VUE: Life exam (12-IA-01) (87 questions in 120 minutes) and Accident & Health exam (12-IA-02) (90 questions in 120 minutes), each passed with set by the state. Every chapter is mapped to the current content outlines.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 2h 52m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 657+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Pearson VUE score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in Iowa: Iowa Code chapter 522B and IAC 191 chapter 10 list the requirements for a resident producer license (age 18, no disqualifying act, the application, the exam, the $50 fee and a criminal history check) and contain no education requirement. Fingerprints for the criminal history check go through Fieldprint after the NIPR application, not before the exam.
What is the Iowa L&H exam pass rate?
About 58-60% (Life), 54-59% (Accident & Health) of first-time candidates pass, according to Iowa Insurance Division's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
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