Pass the North Carolina Property & Casualty exam on your first try.
Audio chapters for the commute. 667+ practice questions for the desk. Pass Guarantee.
Hear how Chapter 1 sounds — 75-sec sample
Chapter 1 — 75-second sample
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What's inside the North Carolina P&C course
- ✓ 9 audio chapters covering both Pearson VUE content outlines (Property Agent and Casualty Agent, #123415) end-to-end
- ✓ 667+ practice questions with explanations on every answer
- ✓ Listen during commute, gym, chores — no screen required
- ✓ North Carolina law covered cold (the Rate Bureau, the Beach Plan and FAIR Plan, the Motor Vehicle Reinsurance Facility, auto cancellation under G.S. 20-310, the Workers' Compensation Act, licensing and unfair trade practices)
- ✓ Pass Guarantee — keep studying until you pass, no extra charge
The North Carolina P&C exam at a glance
- Exams
- 2
- Property Agent exam and Casualty Agent exam, delivered by Pearson VUE
- Questions
- 55 + 55
- scored questions per exam
- Time limit
- 75 min
- per exam
- To pass
- 70
- a scaled score of 70
- First-time pass rate
- 49% (Property), 53-54% (Casualty)
- NCDOI figures
- Exam fee
- $45
- per attempt
- Pre-licensing course
- Not required
- No pre-licensing course is required in North Carolina: Session Law 2025-45 repealed the 20-hour requirement effective October 1, 2025.
9 chapters. Every exam topic.
2h 32m of audio and 667+ practice questions, mapped to the exam outline.
Early Access
New product · real North Carolina candidates studying now
LanePrep's North Carolina P&C course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from North Carolina candidates who report a pass appear here with their permission.
Hi, I'm Nico — I built LanePrep
Founder · Solo · Replies personally
Every chapter — including the Property & Casualty statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.
nico@laneprep.com· I read every message.
Don't pass? You're covered.
Two layers of protection depending on which plan you choose:
Monthly
Keep studying free until you pass
No extra charge, no time limit. Re-listen, re-quiz, retake — we never lock you out for failing.
Pass Package ($79)
Full refund if you fail
Upload your official Pearson VUE score report within 30 days. Every cent back. For the “I have to pass first try” mindset.
Ready to pass your North Carolina P&C exam?
Pass Package
Pay once — pass, or your money back
Kaplan charges $139–$299. Same exam, no course.
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Full refund if you fail
- ✓ No recurring charges
Monthly
Same content, billed monthly
Cancel anytime · pass in 6–10 weeks
- ✓ All 9 audio chapters
- ✓ Practice quiz bank
- ✓ Pass Guarantee included
Not ready to commit yet?
Get 25 free North Carolina P&C practice questions emailed to you — with full answer explanations. No credit card required.
No spam. Just the questions and one optional follow-up.
Common questions
Which exam does this cover?
The North Carolina Property & Casualty license needs 2 exams, delivered by Pearson VUE: Property Agent exam (55 questions in 75 minutes) and Casualty Agent exam (55 questions in 75 minutes), each passed with a scaled score of 70. Every chapter is mapped to the current content outlines.
Can I really study just by listening?
The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.
How long until I'm ready for the exam?
The audio is 2h 32m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 667+ practice questions. Book the exam when the mastery dashboard is green across every chapter.
What if I don't pass?
Pass Package customers get a full refund of the $79 on a failed attempt: upload the official Pearson VUE score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.
Is this an official pre-licensing course?
No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in North Carolina: Session Law 2025-45 repealed the 20-hour requirement effective October 1, 2025.
What is the North Carolina P&C exam pass rate?
About 49% (Property), 53-54% (Casualty) of first-time candidates pass, according to NCDOI's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.
How much does LanePrep cost?
$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.
Can I use this offline?
Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.
Who runs LanePrep — is it a legitimate company?
LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.
Ready to pass your exam?
Start with Chapter 1 — it's free. No credit card required.
Listen to Chapter 1 free (17 min)