North Carolina Life, Accident & Health — Chapter 1 Audio Free

Sarah, a 35-year-old North Carolina resident, is seeking life insurance coverage primarily to protect her family financially if she were to pass away prematurely, but she has a limited budget. She anticipates her need for this specific level of coverage will diminish significantly in 20 years. Which type of policy would best suit her immediate needs and budget, offering the highest death benefit for the lowest initial premium?