Virginia Life, Annuities & Health Exam Day: What to Expect at Prometric (2026)

Virginia's Life, Annuities and Health exams are delivered by Prometric. You can sit at any Prometric test center in the United States or through Prometric's Remote Proctored network, from home. The combined exam (Series 11-01) has 140 scored plus 10 pretest questions and 150 minutes of content time. The single-line exams (11-05 Life and Annuities, 11-06 Health) have 120 minutes. Every attempt costs $35.

• Pick your exam. Combined for both lines at $35, or the two single-line exams at $35 each. See the exam format.
• Register with Prometric. Your registration expires if unused 90 calendar days after it is processed, so book a date you can keep.
• Read Prometric's Virginia Licensing Information Bulletin. It is the source for identification rules, test-center rules and remote-testing requirements. Use it instead of a general checklist.
• Choose where to test. A test center suits you if your home is noisy or your connection is unreliable. Remote testing saves travel.
• Ask for accommodations early. Candidates for whom English is a second language may request up to 150% of the normal time with a personal letter and a letter from an instructor or sponsoring company.

Virginia has required a fingerprint-based background check for every resident license applicant since January 1, 2021. It is done through a Fieldprint live-scan site, with results routed to the Virginia State Police and the FBI, and it stays valid for one year once on file with the Bureau of Insurance. It is not part of the Prometric appointment, so schedule it separately and early; a license cannot be issued until it is processed.

• Arrive early or log in early. Allow time for check-in, whether at a center or on the remote platform.
• Identification. Have what the bulletin requires, and make sure the details match your registration.
• The screen. The exam is computer-based. The clock counts content time, 150 minutes on the combined exam.
• Pretest questions. Ten of the 150 are unscored trial items, and nothing marks which. Give each question full effort.
• Pace. The combined exam is 150 questions in 150 minutes. Do not sink time into one hard item; answer it, and move on.

Both routes lead to the same exam and the same fee. The test center removes the technology risk: the equipment is Prometric's and the room is controlled. Remote proctoring removes the travel and lets you sit in familiar surroundings, but it puts your own computer, connection and room on the line, and the bulletin sets the requirements for each. Whichever you choose, do a dry run of the logistics the day before: the route and parking for a center, the equipment and room check for remote.

Plan the rest of the day around the exam too. The combined exam runs 150 minutes of content time, so eat beforehand, use the restroom before you check in, and keep the afternoon clear.

Prometric's Virginia bulletin describes score reporting in percentage terms. If you pass, that result stays valid for 183 calendar days for submitting your license application. If you do not, read the report closely: the weakest areas tell you where to put your next week of study. The waits and fees are in the retake rules.

• Apply. The producer application fee is $15 per qualification, $30 for Life and Annuities plus Health. Normal turnaround is 15 business days; an application with an affirmative background question that needs documentation takes a minimum of 30 business days.
• Do not let it stall. An application with incomplete documentation closes after 30 calendar days and needs a new application and a new fee.
• Get appointed. Passing does not guarantee licensure, and a producer may not transact business or receive commission until appointed by an insurer.

The best exam day is the one with no surprises. Learn the content with the LanePrep Virginia course preview, drill the free Virginia practice questions, and read how hard the exam is to calibrate your expectations. You do not need a pre-licensing course to sit, as this guide shows.