How Many Questions Are on the Virginia Life, Annuities & Health Exam? Format, Time Limit and Passing Score (2026)
The Short Answer
The combined Virginia Life, Annuities and Health exam (Prometric Series 11-01) has 150 questions: 140 scored and 10 pretest. You get 150 minutes (2.5 hours) of content time, and the fee is $35 per attempt.
Virginia also offers the two lines as separate exams: the Life and Annuities exam (Series 11-05) and the Health exam (Series 11-06). Each has 120 minutes of content time and costs $35 per attempt. Prometric's published documents do not itemise how many scored and pretest questions each single-line exam has, so we do not quote a count for them.
The Three Exams Side by Side
| Life and Annuities (11-05) | Health (11-06) | Life, Annuities and Health (11-01) | |
|---|---|---|---|
| Content time | 120 minutes | 120 minutes | 150 minutes |
| Questions | Not itemised | Not itemised | 140 scored + 10 pretest |
| Fee per attempt | $35 | $35 | $35 |
| Vendor | Prometric | Prometric | Prometric |
If you want both lines of authority, the combined exam costs $35 once. Taking the two single-line exams separately costs $35 each, $70 in total, so the combined exam is exactly half the price of the two-exam route. Pretest questions are trial items that do not count toward your result. Treat every question as if it counts, because you cannot tell which ones they are.
The Outline and Its Weights
The combined exam's 140 scored items are split across 16 sections. The weights and item counts below come from the Series 11-01 content outline:
| Section | Weight | Items |
|---|---|---|
| 1.0 Insurance Regulation | 10% | 14 |
| 2.0 General Insurance | 6% | 8 |
| 3.0 Life Insurance Basics | 6% | 8 |
| 4.0 Life Insurance Policies | 10% | 14 |
| 5.0 Life Insurance Policy Provisions, Options and Riders | 11% | 16 |
| 6.0 Annuities | 6% | 8 |
| 7.0 Federal Tax Considerations for Life Insurance and Annuities | 2% | 3 |
| 8.0 Qualified Plans | 2% | 3 |
| 9.0 Health Insurance Basics | 6% | 8 |
| 10.0 Individual Health Insurance Policy General Provisions | 11% | 16 |
| 11.0 Disability Income and Related Insurance | 5% | 7 |
| 12.0 Medical Plans | 6% | 8 |
| 13.0 Group Health Insurance | 5% | 7 |
| 14.0 Dental Insurance | 1% | 2 |
| 15.0 Insurance for Senior Citizens and Special Needs Individuals | 11% | 15 |
| 16.0 Federal Tax Considerations for Health Insurance | 2% | 3 |
The items add up to exactly 140 and the weights to exactly 100%. Each section cites specific sections of the Code of Virginia and the Virginia Administrative Code, so expect Virginia-specific questions across the exam, not only in the Regulation section.
The Passing Score
Prometric reports results as percentages, and the score report is built around that. This guide does not quote a numeric passing threshold, because we have not been able to confirm the exact figure in Prometric's Virginia Licensing Information Bulletin. Check the bulletin, and the Prometric Virginia FAQ it links to, before test day rather than relying on a number repeated on prep sites.
What matters for preparation: the result comes from scored items only, the 10 pretest questions do not count, and you cannot identify them. Answer every question and do not leave blanks.
Language and Time Accommodations
The exam is given in English only. Candidates for whom English is a second language may request up to time-and-one-half (150% of the normal time limit) by supplying a personal letter and a letter from an instructor or sponsoring company. Ask early; the bulletin describes the process.
What To Do With This
- Decide combined versus single-line. The combined exam is one sitting for $35; the two single-line exams are two sittings for $70.
- Plan your hours by weight, not by chapter length. See how hard the exam really is.
- Know the cost of failing: retake rules and fees.
- Learn what the day looks like: exam day at Prometric.
- Start practising: free Virginia practice questions or the LanePrep Virginia course preview.
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