✓ 9 audio chapters covering PSI's New Mexico Life, Accident and Health or Sickness Insurance Producer content outline end-to-end (one combined exam, 150 scored items: 100+ general-knowledge items across life basics, policy types, provisions and riders, annuities, accident & health provisions, disability income, medical plans, group health, specialized health insurance, and federal tax considerations, plus 15 New Mexico licensing and market-conduct items, 10% of the exam)
✓ 829+ practice questions with explanations on every answer
✓ Listen during commute, gym, chores — no screen required
✓ New Mexico law covered cold (producer licensing, continuing education, and disciplinary grounds under NMSA 1978 Chapter 59A, Articles 11, 11A and 12 and NMAC 13.4.2 and 13.4.7, trade practices and the Insurance Fraud Act under NMSA 59A-16 and 59A-16C, the Life and Health Insurance Guaranty Association Act under NMSA 59A-42, New Mexico's own annuity suitability standard under NMAC 13.9.20, and the state-specific 30-day right-to-return rules for long-term care and Medicare supplement policies under NMSA 59A-23A-6 and 59A-24A-10)
✓ Pass Guarantee — keep studying until you pass, no extra charge

See all 9 chapters →Take a free practice exam →

The New Mexico L&H exam at a glance

Questions: 150; delivered by PSI
Time limit: 150 min
To pass: 70%; 70% of questions correct
First-time pass rate: 34-37% (combined exam), 18-27% (Life), 31-38% (A&H); New Mexico Office of Superintendent of Insurance figures
Exam fee: $75; per attempt
Pre-licensing course: Not required; No pre-licensing course is required in New Mexico: NMSA 59A-12-12 lists age 18, the fees, the examination and a state and federal background check as the requirements, and PSI's candidate bulletin says no pre-licensing study course is required. The fingerprint background check (IdentoGo, $67) comes after the exam and before the license application.

Free New Mexico L&H study guides

No signup needed — start with the exam facts, then pick the study plan that fits your timeline.

9 chapters. Every exam topic.

3h 51m of audio and 829+ practice questions, mapped to the exam outline.

1

New Mexico Insurance Regulation, Licensing and Market ConductFREE

42 min15 exam questions

2

Federal Law and General Insurance Concepts

18 min11 exam questions

3

Life, Accident and Health Insurance Basics

39 min24 exam questions

4

Types of Life Insurance Policies

14 min13 exam questions

5

Life Insurance Policy Provisions, Options and Riders

26 min19 exam questions

6

Annuities and Accident & Health Policy Provisions

26 min22 exam questions

7

Disability Income and Medical Plans

27 min21 exam questions

8

Group Health, Specialized Health Insurance and Taxation

23 min25 exam questions

9

Exam Day — PSI Testing, Scoring and Strategy for the New Mexico L&H ExamFREE

16 minStrategy

Early Access

New product · real New Mexico candidates studying now

LanePrep's New Mexico L&H course launched in October 2026. Every chapter is checked against the current exam objectives by the founder, and every candidate is asked after the exam whether they passed. Quotes from New Mexico candidates who report a pass appear here with their permission.

Hi, I'm Nico — I built LanePrep

Founder · Solo · Replies personally

Every chapter — including the Life & Health statutes — is reviewed by me. If you ever spot something wrong or unclear, reply to any email I send and I'll fix it. Solo founder, no outsourced support.

nico@laneprep.com· I read every message.

🎯

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Pass Package

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$79 once

Kaplan charges $139–$299. Same exam, no course.

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✓ Practice quiz bank
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Common questions

Which exam does this cover?

The New Mexico Life, Accident and Health or Sickness Insurance Producer insurance license exam, delivered by PSI: 150 questions in 150 minutes, passed with 70% of questions correct. Every chapter is mapped to the current content outline.

Can I really study just by listening?

The audio lessons teach through plain explanations, worked examples and memory aids, so the listening does the first pass. The question bank and the mastery dashboard are where you confirm it stuck; that part is on a screen, and it takes minutes a day, not hours.

How long until I'm ready for the exam?

The audio is 3h 51m in total, so most people finish the 9 chapters in two or three commutes and then spend their time on the 829+ practice questions. Book the exam when the mastery dashboard is green across every chapter.

What if I don't pass?

Pass Package customers get a full refund of the $79 on a failed attempt: upload the official PSI score report within 30 days of an exam sat after purchase and within 180 days of it. Monthly subscribers pay nothing more until they pass: tell us you did not pass and billing pauses while your access stays open.

Is this an official pre-licensing course?

No. LanePrep is the exam prep itself, not a state-mandated course. No pre-licensing course is required in New Mexico: NMSA 59A-12-12 lists age 18, the fees, the examination and a state and federal background check as the requirements, and PSI's candidate bulletin says no pre-licensing study course is required. The fingerprint background check (IdentoGo, $67) comes after the exam and before the license application.

What is the New Mexico L&H exam pass rate?

About 34-37% (combined exam), 18-27% (Life), 31-38% (A&H) of first-time candidates pass, according to New Mexico Office of Superintendent of Insurance's published figures. Repeat candidates pass at a noticeably lower rate, which is why the first attempt matters.

How much does LanePrep cost?

$79 once for permanent access with a full refund if you don't pass, or $14.99 a month that you can cancel any time. Both include every chapter, the full question bank and the practice exam.

Can I use this offline?

Yes. LanePrep is a progressive web app: install it on your phone and download the chapters for offline listening.

Who runs LanePrep — is it a legitimate company?

LanePrep is operated by LeakShield Technologies LLC (Spokane, WA) and run by its founder, Nico, who writes and reviews every chapter and answers every email himself. Payments are processed by Stripe.

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Listen to Chapter 1 free (42 min)