Failed the Nevada Life & Health Exam? Retake Rules, Waiting Periods and Fees (2026)

4 min read|Updated 2026-10-28

The Short Answer

You can retake the Nevada Life and Health exam. At a Pearson VUE test center you must wait 24 hours before making a retake reservation, and each sitting is a new booking with a new fee: $47 for the combined exam, $37 for a single-line exam. The only attempt limit we have verified applies to online testing, where you get two attempts. A passing result is good for 1 year when you apply for the license.

The Waiting Period

Pearson VUE's Nevada candidate handbook says that reservations for re-examination are not made at the test center and that candidates must wait 24 hours before making one. In practice you cannot walk out of a failed attempt and rebook on the spot. You can book the retake once 24 hours have passed.

The 24 hours is a minimum, not advice. The earliest slot is rarely the right one; see "What To Do Differently Before the Retake" below.

Retakes Online

Only the single-line Life (code 01) and Health (code 02) exams are offered online, through Pearson VUE's OnVUE proctoring. Online candidates get two attempts, and any attempt after those has to be taken at a physical test center. The combined exam is not offered online at all, so the two-attempt rule does not touch it. U.S. military IDs are not accepted for online testing, so check your IDs before you choose the online route.

What a Retake Costs

  • Combined Life and Health exam: $47 per sitting. A first attempt plus one retake is $94 in exam fees.
  • Single-line Life or Health exam: $37 per sitting.
  • Changing or cancelling: contact Pearson VUE at least 48 hours before the appointment to avoid forfeiting the fee. Pearson VUE's Nevada line is (800) 274-2609.

These are exam fees only. The state license fee of $185 (the vendor may add transaction fees) is paid when you apply, after you pass. The full picture is in what a Nevada license costs.

Is There a Limit on Attempts?

The two online attempts are the only attempt limit we have verified. For test-center retakes the rule we have verified is the 24-hour wait, so we do not state a cap. Confirm the current rules with Pearson VUE when you book.

How Long a Pass Stays Valid

Under NAC 683A.270 the exam must have been successfully completed within 1 year immediately before the date you apply for the license, and the Division of Insurance repeats this on its producer page. If you pass but wait longer than a year to apply, you would have to pass again. Plan the exam so that the application follows soon after.

What To Do Differently Before the Retake

NAIC's workbooks report first-time candidates only and publish no repeat-taker rate for Nevada, so nobody can quote you the odds on a retake. What you can do is change what produced the first result:

  1. Write down what felt thin while it is fresh. Sort it into the three sections: Life-General (50 scored items), Accident and Health-General (50) and Nevada law (44).
  2. Fix the weakest section first. Work through the free practice questions on that topic until the same wrong answers stop repeating.
  3. Do not chase a score. The pass mark is a scaled 70, not a percentage, so there is no count of right answers to calculate against. Learn the material instead.
  4. Practice at pace. The combined exam allows about 81 seconds per item, so do timed sets.
  5. Book when you are ready, not when you are allowed. Rebooking the next day with the same preparation is unlikely to change the result.

Keep Going

A failed attempt is common: more than four in ten first-time candidates did not pass the combined exam in 2024 or 2025. Fix the cause, then rebook. For the format and weights see how many questions are on the exam, for the day itself see what to expect at Pearson VUE, and to rebuild your preparation open the free course preview.

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