Nevada Life & Health Exam Day: What to Expect at Pearson VUE (2026)

Your Nevada Life and Health exam is given by Pearson VUE, the vendor the state of Nevada has retained to develop and administer its insurance licensing exams. The combined exam has 159 items (144 scored and 15 pretest), a 3 hours 35 minutes time limit and a $47 fee, and it is taken at a physical test center. The pass mark is a scaled 70.

This guide sticks to what Pearson VUE's Nevada Insurance Licensing Candidate Handbook (October 2024 edition) and the Division of Insurance's licensing pages confirm. For center-specific rules, such as what you may take into the testing room, read the current handbook before your appointment.

Register through Pearson VUE's Nevada insurance page, or contact Pearson VUE at (800) 274-2609. Choose the correct exam: code 05 is Life and Health combined, 01 is Life only and 02 is Health only. Test centers offer every exam, and the handbook lists the center locations. The combined exam cannot be taken online.

The exam is given in English only; there is no translated version. If English is your second language, Pearson VUE offers an English as a Second Language accommodation that gives you additional time. It needs pre-approval and a supporting letter from an instructor or employer.

• Check your IDs. You need two forms of current signature ID, and an expired ID is not accepted.
• Know your change deadline. To change or cancel without forfeiting the fee, contact Pearson VUE at least 48 hours before the exam.
• Sleep rather than cram. Recall and careful reading both suffer when you are tired.

Pearson VUE requires two forms of current signature ID.

• Primary ID: government-issued, with your photo and your signature. Examples are a driver's license, a U.S. passport or passport card, a military ID, a national, state or country ID card, or a learner's permit with a photo.
• Secondary ID: it must carry a valid signature. A Social Security card, a debit or credit card, or any item from the primary list qualifies.

Expired IDs are not accepted, and Pearson VUE recognizes no grace period. If you plan to test online, note that U.S. military IDs are not accepted for online testing.

Allow time for check-in so you start the exam calm rather than rushed; the center checks your two IDs. Rules about personal items, breaks and scratch materials are set by Pearson VUE and the individual center and can change, so read the current handbook for them instead of relying on a third-party list.

3 hours 35 minutes is 215 minutes. Divided by 159 items, that is about 81 seconds per item. Treat it as an average, not a limit for each question: definitions and direct recall take seconds, while scenario and calculation items take much longer.

1. First pass: answer what you know and do not sink time into any single item.
2. Second pass: return to the items you skipped, using the exam software's review tools if it offers them.
3. Finish clean: before time runs out, make sure no item is left unanswered.

Fifteen of the 159 items are unscored pretest items, so one odd question should not rattle you: it may not count.

If you choose the single-line Life or Health exam, you can test online through OnVUE. A live proctor monitors you by webcam and microphone. Before you start you must provide a photo of your ID, a photo of your testing environment and a headshot, and Pearson VUE says most candidates begin within 15 minutes of their appointment time. Online candidates get two attempts; after that, any further attempt is at a test center.

The pass mark is a scaled score of 70, not a raw percentage of correct answers. However your result is presented, that is the standard that decides pass or fail.

If you pass

• Apply for the license within 1 year of passing: the exam must have been completed within the year immediately before your application date (NAC 683A.270).
• The state license fee is $185 ($125 plus $60), and the vendor may charge transaction fees on top.
• Resident applicants are fingerprinted after the application is submitted. Nonresident producer applicants are not.

If you do not pass

• Wait 24 hours before making a retake reservation at a test center.
• Pay the exam fee again: $47 for the combined exam, $37 for a single-line exam.
• Read the retake rules before you rebook.

• Two forms of current signature ID, neither expired
• The right exam booked (code 05 for the combined exam) and the 48-hour change deadline noted
• A pacing plan: about 81 seconds per item, in two passes
• The right mindset: the pass mark is a scaled 70, and 15 of the 159 items do not count toward your score

If you are still weeks out, start with how many questions are on the exam, is the exam hard and how to pass on the first try.

For audio-first preparation that fits your commute, open the free preview of LanePrep's Nevada Life & Health course, built to the weights in the Pearson VUE content outline.